This conveniently located home is in a USDA approved area. The USDA loan program allows homebuyers to achieve 100% financing and put $0 towards their down payment. This is your opportunity to purchase a like-new well maintained home! This 2,912 above-ground square foot home showcases clean, modern aesthetics with abundant space, TONS of natural light, and nice upgrades throughout. You get it all with this 4-bedroom /3.5-bath house. From the moment you walk in the door and enter the bright foyer that leads to the open living room/dining room, to the left of the foyer are double doors that lead to the office. Continue down the foyer and voila you enter the family room that opens to the kitchen! Within the kitchen, there's a double oven and a gas stovetop for those who love to cook and amazing storage for all your kitchen items, including a pantry. The kitchen opens to the family room that faces a gas fireplace and overlooks the back deck and yard. The deck includes plenty of space for a play zone/reading nook/office area. Back inside, the stairway up leads to four well-apportioned bedrooms, including a large primary with a Closet America Custom walk-in closet with a warranty and ensuite bathroom. The basement has two bonus rooms that can serve as guest rooms or play areas for children and a full bathroom. There is TONS of unfinished storage space in the basement. All of this can be yours in the sought-after community in St. Charles County. Stop compromising on space, style, and location when you can have it all here! This home is located in a USDA Loan approved area, ask your lender about this Down Payment Assistance Program. Face Mask MUST be worn by all!